Southern California
Tax Services and Wealth ManagementSan Diego

Business Services

Client Accounting Services

The functions of accounting and bookkeeping are the lifeline of a thriving business. Many smaller enterprise business owners face many of the same challenges that large enterprises do, without the benefit of an accounting department. Our firm provides the link between you, the business and your accounting needs. Our services are designed to fit each business needs, and gives you the freedom to focus on what you do best – Building the growth and profitability of your business.

Business Advisory

It is our experience that business owners seek trusted advice or a second opinion on a wide variety of issues they face in the day-to-day operations of their business which reach beyond the basic accounting / bookkeeping services. Our office provides business advisory services that can help you make smarter business decisions.  We offer a wide range of services in the areas of financial, operational, strategic and employee benefits that are customized to your needs. 

Tax Planning and Preparation

For your compliance needs, we prepare federal and state income tax returns.

Our real value resides in our tax planning services where we implement tax minimization strategies long before the return is due. Tax planning not only involves the bottom line and the taxes that you pay, but how your business is organized. Overall tax efficiency of the entity impacts your individual tax position. We review your financial and tax considerations as a whole.

“Focus, discipline, hard work, goal setting and of course, the thrill of finally achieving your goals. These are all lessons in life “

Kristi Yamaguchi

Financial Planning

Investment Planning

Investment planning is an important area that addresses the wealth accumulation phase of your life.
Successful investment planning over the long-term takes into account your specific goals, time horizons, and risk tolerance.
Our process leads to the development of a customized Investment Policy Statement (IPS) that is client specific and takes into account the items learned in our discovery meeting. The IPS is designed to document a clear understanding of your goals and objectives of the investment portfolio and to set forth a framework for which the account is structured, implemented and monitored.

Retirement Planning

As life expectancies increase and the burden of retirement income shifts from employers to employees, planning for retirement becomes an essential part of financial planning and wealth management.
One of the keys to retirement planning is to assess the various risks that impact you after the end of your traditional wage earning years.
Our process allows us to determine strategies to help protect against those risks, and work with you to implement prudent sustainable income solutions.

Insurance Planning

Life is full of critical financial events that are unpredictable and often if left unplanned for, can throw ones financial life into turmoil.
Planning for these events and the risks surrounding them is a critical element of financial planning and wealth management.
Our process includes an insurance review and evaluation of existing “enforce” policies to ensure proper coverage for life, health, disability, long-term care, liability, home and automobile.

Business Planning

Business ownership is often one of the largest assets in ones estate and therefore must be included in your overall financial plan.
Owners need to remember that changes in their business impact their personal and that changes in one’s life situation will impact their businesses.
Our process allows us to integrate your business financial plan into your individual planning to achieve tax efficiency and balance in your overall wealth and wellness plan.

Estate Planning

Like most people, estate planning, is typically last on their minds. This is understandable, after all, who wants to think about death and consider end-of- life decisions?
While the importance of estate planning is often misunderstood, it is not only important to put a plan in place, but to review it as your lifestyle changes, or family events occur.
Estate planning is more than just a binder of legal documents, it is the state of active planning for the living in areas of legacy, preservation, protection and liquidity that is well organized in one place.

Investment Management

As part of your overall wealth management strategy, your investment portfolio should be well designed and coordinated to your plan in the areas of portfolio construction, asset allocation, diversification.

Our portfolio design services consider your objectives, risk tolerance, as well as, the timing of distributions in order to recommend a portfolio of investments to assist you in achieving your goals as set forth in your plan, always with emphasis on tax efficiency.

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